Reverse Mortgage Leads
Unlike other segments of the population, seniors often have to depend on a fixed income as social security benefits barely keep pace or fall short of living expenses not to mention the constant worry of medical bills. Yet over three-quarters of American seniors own a home. If you write loans for reverse mortgage and home equity conversion mortgage products (HECM); it’s vital you spend your time talking to eligible seniors who can unlock and monetize the equity in their home for good use.
Homeowners grow stale and marketing numb if not approached through effective engagement strategies. Don’t chase the next lead and stay on top of every pitch.
We provide reverse mortgage leads during peak interest that will leap forward your success.
We’ve tailored the right mix of response-based approaches that yield senior interest all while properly screening age, property and equity viability.
Conventional methods don’t cut it and significant time is lost searching for the right prospect. Our leads and live-transfers eliminate this problem and allow you to effectively dial-into a more beneficial and receptive lead base. Gather inbound leads of reverse mortgage applicants looking for supplemental income that helps ease budgetary constraints.
Let’s get you on a clear path to writing more loans!
- BEST-IN-CLASS FEATURES:
- No long-term contracts or agreements
- Full Exclusivity w/out impeding competition
- Unmatched gateway to cost-friendly lead programs
- FREE lead filter assignments and validation rules
- Vetted quality assurance with sensible replacement policy
- Live-call dashboard with FREE tools & scripts
- TCPA compliant and ethical marketing practices
How to get started...
- Choose from any of our top performing lead types:
- Live Transfers
- Voice-2-Data Leads
- Matured Leads
- Opt-in Leads
- Tell us your licensed States and order amount
- We'll email you the quick paperwork to get started
Need Pricing?
Take a closer look...
- View our Filters, Lead Sample and Script below:
We lay the groundwork to a higher pace of conversions with reliable and steady optimization strategies that produce meaningful results to your ROI. We recognize your target customer’s demographics. We evaluate and utilize these analytics, so collectively we can pursue new opportunities.
We are ad-authorities with an arsenal of tools to effectively pursue your market base. We hold a laser-tight focus on your demographics. We keep-up on current and compliant trends that garner results. We employ this knowledge to drive new customers with buying power and/or financial savings benefit to your business.
Our data technicians and digital markerting engineers hold a vested interest in your success. For this reason, select promotions are analyzed and carefully onboarded which allow us both to positively grow and evolve.
WITH EVERY LEAD WE VERIFY…
✓ 40% maximum Loan-to-Value (LTV)
✓ Property selects: Single family, Townhome, Condo (HUD approved)
✓ $150,000+ property value
✓ 62+ homeowner age
✓ Current payment history
✓ Rural farm properties excluded
✓ Prior HECM rejects excluded
✓ Interest in obtaining a quote
✓ Target geography per licensed states
IN-DEPTH VERIFIED LEAD DETAILS…
| ID* | 5370418 |
| DATE/TIME* | 1/5/2024 14:28 |
| LEAD TYPE* | Mortgage |
| FIRST* | Joseph |
| LAST* | Wagner |
| PHONE-1* | 909-625-0000 |
| PHONE-2 | 760-453-0000 |
| EMAIL* | j.wagner@sample.com |
| ADDRESS* | 1698 Carleton Ave. |
| CITY* | Claremont |
| STATE* | CA |
| ZIP* | 91711 |
| CO-APP FIRST | Victoria |
| CO-APP LAST | Wagner |
| CREDIT RATING* | Good [670 – 739] |
| INCOME* | $40,000 |
| EMPLOYED | Retired |
| YRS EMPLOYED | 38 |
| AGE* | 71 |
| DOB | 10/24/19** |
| LOAN TYPE* | Reverse Mortgage |
| PROPERTY TYPE* | Single Family (Detached) |
| MTG BAL* | $300,000 |
| CASH OUT | $50,000 |
| LOAN AMT* | $350,000 |
| PROP VALUE* | $985,000 |
| LTV* | 35.53% |
| INT RATE* | 7.00% |
| RATE TYPE* | Fixed |
| MTG LENDER | Omni Bank |
| MONTHLY PAYMENT | $2,375 |
| PURCHASE PRICE | $615,000 |
| YEAR ACQUIRED | 2004 |
| LAST LOAN DATE | 2011 |
| LATE PAYMENTS | None |
| TAX INSURANCE | Included w/ payment |
| 2nd MTG BAL | $0 |
| 2nd MTG INT RATE | 0% |
| 2nd MTG RATE TYPE | N/A |
| 2nd MTG PAYMENT | $0 |
| 2nd MTG LENDER | N/A |
| TRANSFER POSITION* | Connected |
| ORDER REF* | SP2039512 |
| RECEIVING REP* | Allen Russo (Alpha Mortgage) |
| TRANSFER AGENT* | Torrie Layton |
| COMMENTS | Joseph (71) and Victoria (68) are ready to speak with a Reverse Mtg lender. Have not refinanced since 2011. Looking to obtain $50K to pay down some debt and travel expenses. |
| IP | 192.234.237.65 |
REVERSE MORTGAGE QUALIFYING SCRIPT…
Hi, am I speaking with __________? My name is ___________ and I’m calling from the Freedom Reverse Mortgage Network. We received your inquiry and understand you have an interest in obtaining a reverse mortgage quote.
We notice that you may qualify for a reverse mortgage assessment which can help put you on the path towards financial independence. Their are many benefits with a reverse mortgage.
Upon completing the qualification process, you may be eligible to:
• Eliminate monthly mortgage payments.
• Supplement your monthly income.
• Obtain a Line of Credit to use the funds when you need them.
You could enjoy the benefits of a reverse mortgage, such as:
• No repayment required as long as you live in the home as your primary residence.
• Retain complete ownership of your home.
• A program that’s Insured by the Federal Housing Administration (FHA).
• Typically does not affect Social Security or Medicare benefits.
We currently have a team of Reverse Mortgage Specialists who work closely with homeowners in your state to provide a free, no obligation review on the best terms available.
Would you be interested in speaking to them right now for this free assessment?
✓ YES: Continue script below.
✘ NO: Thank them for their time and conclude the call.
Okay great, we’re ready to link you with an expert to discuss all available options. I would like to simply ask a few questions to determine in which direction we should proceed for your free evaluation.
Compulsory Notice (consent required):
However, before we continue, please be aware that this call is being recorded for quality and training purpose. Additionally, you’ll be connected to a specialist provider even if your phone number is listed on any Federal and/or State Do-not-call list. Remember, providing consent is not a condition to purchase anything, and there is no cost or obligation on your part. Is that fair?
✓ YES: Continue with the application process and address all questions below.
✘ NO: Lead is not transferred…Thank them for their time and conclude the call.
Complete the screening app and ask following questions below:
1) Can you please verify your age? And do you have a spouse? If so, what’s their age?
2) What’s your current mortgage balance? And do you have an existing reverse mortgage or 2nd mortgage?
3) How much are your monthly payments? … are you current?
4) What’s your interest rate? Is it Fixed or Adjustable?
5) How would you rate your credit?
6) What’s the value of your property? (assessed value checked with 3rd party sources for accuracy)
7) Is your home a Single Family Residence, Condo or Townhome?
8) Are you working, retired or unemployed? (must have steady income)
9) And what’s your annual or monthly income?
10) When was the last time you refinanced?
11) Were you ever denied a reverse mortgage in the past?
12) Are you looking for cash-out? If so, how much?
If lead applicant meets all filters:
Based on our initial screening, you’re eligible for a free, no obligation Reverse Mortgage assessment.
– Are you available right now to speak with a mortgage specialist to learn more?
✓ YES: Prepare to transfer the call below.
✘ NO: Are you available at another time when we can call you back and connect you with one of our mortgage specialists?.
Please hold the line while I connect you to a representative who can further explain the program and all the many benefits it entails.
Thanks, one moment while I connect you…
✓ Lead details are provided via warm transfer.
✓ Call is dispatched to loan specialist.
✓ Data is uploaded to your dashboard and posted via email.